Purchase With Certainty
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We furnish you with valuable insights and recommendations drawn from our extensive experience.
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You hold the reins, making informed choices based on the provided information.
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Together, we’ll collaborate to achieve your dream outcome.
BUYER CONSULTATION
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Begin Your Journey to Homeownership
A 10-Step Guide for First-Time Homebuyers
Explore & Research
Now is the time to commence your research. This entails not only scouring the market for properties that capture your imagination but also keenly observing the ebb and flow of asking prices. This knowledge equips you with invaluable insights into the dynamic housing market, empowering you to make well-informed decisions.
Define Your Budget
Defining your budget is a pivotal milestone in this process. However, it’s more than just discovering the maximum mortgage amount a lender can offer. It’s about establishing a monthly payment that aligns with your comfort zone even before engaging with a lender. This step entails creating a comprehensive household budget and considering additional homeownership expenses, such as waste disposal, water fees, and potential HOA charges.
Get Prequalified
Understanding your affordability and what a mortgage lender can provide are two different things. Factors like your credit history, employment stability, and past financial challenges can influence your mortgage approval. This also strengthens your position when making an offer, as sellers often prioritize offers from prequalified buyers.
Partner With Us
While it’s technically feasible to navigate the homebuying process independently, why choose to go it alone? Engaging the services of a seasoned professional like myself not only comes at no cost to you but also offers numerous advantages. I can assist you in identifying suitable properties, scheduling showings, and skillfully handling the offer process. Moreover, I can provide invaluable market insights, steering you clear of potential pitfalls, and helping you secure your dream home at the right price.
Find Your Ideal Home
With my guidance, we’ll arrange showings of properties that align with your preferences and budget. Take notes on what resonates with you and what falls short of your vision. Expand your evaluation beyond the property itself; explore the neighborhood, assess the property at different times, and consider proximity to amenities like schools and grocery stores.
Crafting an Offer
Once you’ve pinpointed the perfect home, collaborate with me to construct a compelling offer based on comparable property values. Depending on market conditions, your offer may be below, at, or above the asking price. I’m here to facilitate negotiations, ensuring you secure the deal you desire. At this point, the house enters the escrow phase.
Professional Inspection
During the professional inspection, a qualified inspector examines the home’s structure and systems. This step is your opportunity to gain a comprehensive understanding of the property’s condition, paving the way for a smooth and confident home purchase. This detailed report helps you make an informed decision, ensuring your home purchase is based on a clear understanding of the property’s condition.
Choose Your Mortgage
Now is the time to revisit the mortgage lender who prequalified you and choose the ideal mortgage option. You’ll have various choices tailored to your financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or specialized programs like VA or FHA loans. Together with your mortgage lender, we’ll choose the option that aligns with your comfort level.
Home Appraisal
Your lender will independently appraise your new home to ensure a fair purchase price for all parties involved. The goal is to confirm that the agreed-upon purchase price accurately reflects the market value of your soon-to-be home, providing you with peace of mind and assurance in your investment.
Navigate Paperwork
While no one relishes the paperwork involved in home buying, it’s an essential part of the process. Fortunately, your lender and title company will manage the formalities. Once completed, you’ll proudly hold the title to your new home.
Congratulations!
After signing the final paperwork and completing the purchase, you officially own your new home. It may take a few days for your loan to be funded, but once the check is delivered to the seller, you’ll be ready to embark on the next chapter in your life in the home of your dreams. Enjoy this exciting new phase!
See what my clients have to say
Adam has lived here his whole life and has his thumb on the market. We found him to be extremely knowledgeable about the market as it is fast and furious these days - we were able to reach all hours of the day which was huge in us getting our home! He is responsive, very professional, and we strongly recommend his services!!
– MAYA + REGAN T.
Adam did an excellent job of matching my goals and orienting me to the available properties. He was very prompt with his communications and I knew I was getting the most current information on properties as they came on the market. At that time, buyers were competing and it was imperative that we were in close communication.
– JANE L.
Adam sold my house for $100,000 over its appraised value. The value he brought to pricing and negotiation more than paid for his commission. He is an excellent communicator with a very personalized touch. I recommend Adam to anyone lost looking to buy or sell.
– STEVEN F.